Rosie Wrighting

Rosie Wrighting

Labour — Kettering

Speaking in the House of Commons on 18 March 2026

Debate

Student Loans

Contribution

The previous Conservative Member who intervened asked me about 1997, so there is some looking back going on. I would welcome the Conservatives reflecting on their time in power, but unfortunately that is not what I have seen today and it is not the tone of the conversation that I hear coming from the party. The Tories are calling on the Government to change the plan 2 repayment system, when they designed plan 2 student loans; to end repayment thresholds, when they froze them; and to create more apprenticeships, when they left one in eight young people not earning or learning. When we hear the Conservative party now proposing to cut interest rates on student loans, we have to ask: where was this concern when they were in government? Where was this concern for the thousands of young people—my peers, my friends, people around me—facing high student loan payments today? The reality is that what Opposition Front Benchers are proposing would disproportionately benefit the highest earners—those most likely to pay off their loans in full—do little for the majority of graduates, and do almost nothing for those from low-income backgrounds, who are less likely ever to clear their debts. It is the same Conservative party. I feel strongly that we now have a chance to say something to young people about their future, because after years of broken promises what we see is frustration, and something more dangerous than that: a loss of belief that working hard will mean people will get on. When that belief goes, opportunity goes with it. The real legacy of the last 14 years is not just high debt but diminished hope. I genuinely believe that it is only Labour that offers the chance to restore fairness between generations—not headline-grabbing tweets—and we are starting to do that by strengthening support for renters, delivering the youth guarantee, expanding childcare and taking steps to ensure that maintenance support works for students, not against them. It is only Labour that can do something bigger and restore to an entire generation the belief that if you work hard, whether at school, at work, at university or through an apprenticeship, you can build a better life. That is a real life, with a secure home, the ability to start a family and confidence that efforts will be rewarded with opportunity. When my mum encouraged me to pursue education, she believed that she was giving me a better life. That is what young people deserve today: not just to be able to hope for a better future, but to have that within their reach.

More from Rosie Wrighting

Other recent Hansard contributions by the same speaker.

About Hansard

Hansard is the official verbatim record of proceedings in the UK Parliament. Every word spoken in the Commons and Lords is recorded and published — this page is a single contribution from that record.

For Rosie Wrighting's full parliamentary record including voting history, expenses and all other contributions, see the Rosie Wrighting report card.