Baroness Scott of Bybrook (Con)

My Lords, the amendments in this group raise important questions about the definition of affordable housing and how far the Government’s current proposals will deliver against the need that is obviously widely recognised. The term itself is much used yet too often detached from the realities faced by families across the country. These amendments draw attention to the gap that can arise between policy definition and practical affordability, and they raise the question of how local circumstances are to be given proper weight. In addition, there is the matter of delivery, as we have heard. What is the expected scale of provision for social rent in the year ahead, and how does that compare with the assessed levels of need? Every independent analyst points to social rent as the tenure under the greatest pressure. The amendments, in their different ways, put that issue squarely before the House and before Ministers. We welcome the affordable housing 10-year plan and the money that has been invested in it, but the money is back-loaded into future government spending reviews, so it is by no means certain when we will get it. That money is required now. As we have heard, we have also had the precedent of earlier legislation, including the Levelling-up and Regeneration Act, in which Parliament accepted the principle that local plans must take account of housing need. That is not just one tenure of housing but all tenures, whether private, social, affordable, housing for young people or for older people. Under that Act, local authorities are required to look at the needs in their area and to have plans to deliver those housing tenures. Those figures should be subject to scrutiny by local communities through the consultation for the local plan. How does the Bill intend to carry that principle forward? Is it going to enact that part of the levelling-up Act, or does it have other plans of its own? The amendments collectively press for clarity, accountability and ambition on affordable housing delivery. We need to deliver the homes people need, and I hope the Minister will take this opportunity to explain what steps the Government are taking to deliver that number of affordable and social rented homes over this Parliament. I hardly need remind your Lordships’ House that the Government are also well behind in the delivery of their manifesto commitment to provide the 1.5 million homes that we all urgently need.