Lord Willetts (Con)

My Lords, I congratulate my noble friend Lord Evans on his excellent introduction to this debate, full of relevant facts and analysis. Indeed, we at the Resolution Foundation—I declare an interest as

My Lords, I congratulate the noble Lord, Lord Hobby, and my noble friend Lord Blackwater on their excellent maiden speeches. My noble friend has a deep knowledge of English culture and English history

The noble Baroness, Lady Bennett, referred in her powerful speech to what she called the “revulsion” against the use of animals in medical experiments. That is why there has been a long-term strategy,

In the light of what the Minister has said, I am even more struck by the significance of Amendment 170. Given that there is going to be this change in the regulatory regime in terms of the FCA, I do t

I am not against such payments. As I say, I think this is highly discretionary—there would be a negotiation. I absolutely understand that argument, and we have all received letters from the people suf

My Lords, I want briefly to enter this discussion to identify another group not captured in the neat divide of employers and scheme members. When there is £160 billion knocking around, people tend to