Member

In addition, as my noble friend rightly predicted, I am going to mention the fair repayment rate that was introduced to universal credit. I am happy to mention it because we are very proud of it and it was widely appreciated. I am particularly proud of it, because it costs the Government money and almost nobody understands it except those who have been affected by it, people such as my noble friend and the charities. It is not the kind of thing for which the Government will ever get people cheering in the street, but it made a really significant difference to those who were struggling with the rate of repayments.