Member

As the noble Lord, Lord Vaux, rightly points out, the risks are not merely theoretical. We are entering a landscape in which, potentially increasingly so, AI tools including automated decision-making, algorithmic flagging and data-driven profiling are playing an ever-larger role in fraud detection. Although these tools can bring efficiency and scale, they also carry a very real danger of embedding bias, not necessarily through malicious intent but through flawed assumptions, unrepresentative training data or opaque methodologies.