Baroness Anderson of Stoke-on-Trent (Lab)

My Lords, this next group of government amendments seeks to bring further clarity to the process of engaging with banks on direct deduction orders. Government Amendments 41, 42, 44, 45, 47, 48, 49, 113, 114 and 116 seek to clarify the purpose of the previously named “first notice” by renaming it a “pre-deduction notice” for the PSFA and the DWP respectively. It is just changing the name, nothing more. These minor and technical amendments reflect that the Government are acting in response to feedback from the banking sector about the description of notices. It felt that the naming was confusing, so we have changed it. We appreciate the sector’s engagement. Similarly, government Amendments 106, 107, 108 and 118 follow on from feedback from the sector for greater clarity on the approach to the issue and subsequent processing of the notices, and make the application of the powers easier for financial institutions to understand. They support the intention that all relevant parties impacted by the debt powers of the Bill are correctly notified of the action to be taken. I beg to move.