Member

Government amendments 27 to 29, 68 and 69 clarify the maximum amount to be deducted from a debtor’s bank by the PSFA and the DWP via a regular direct deduction order under clause 17 and in schedule 5 respectively. The amendments will ensure that the cap is set at a percentage of what the person would reasonably be expected to receive each month, and they provide flexibility to amend that. They will ensure that any deductions are still fair and affordable and do not exceed the maximum percentage set out. Other factors such as the ability to repay will be considered and mean that in most cases the deduction amount will be lower than those rates.