Peter Lamb

It has been a while since I looked at the numbers, but my understanding when I last looked was that the level of unclaimed benefits in our system is at least 10 times greater than the total value of benefit fraud. People are choosing not to access the support available by and large because of stigma or a lack of awareness, but the impact within our society is real, and we should be doing everything we can to reduce that stigma. We all pay in so that there is a safety net for us when we need it and to ensure that other members of our community, our neighbours and the people we care about do not have to go without when they fall on difficult times. We should do everything possible to avoid the vilification that is disgustingly often put upon people simply because they are poor. Beyond the moral argument, this measure is about the future of our country. Education is an investment in the future prosperity of our country and of our citizens. It is the bedrock of economic growth and of enabling people to live independent and successful lives. Auto-enrolment stands to improve educational outcomes in three ways. The most obvious is by reducing hunger, the impact of which upon concentration and educational performance is well known. School meals were introduced 120 years ago next year to ensure that children received at least one nutritious meal a day, so that they could function effectively. Secondly, auto-enrolment would improve household incomes, and household income is positively correlated with educational outcomes. In fact, there is a double-digit improvement in performance at GCSE level between children in the lowest and second-lowest income deciles, and that improvement continues all the way up in decreasing amounts until we hit the third-highest decile, where for all the money spent on private schools, educational outcomes plateau across the top 30% of incomes.