Member

I hope I have managed to speak to all the amendments and all the points raised. I am unable to accept the amendment in the name of the noble Lord, Lord Thurlow, but I hope that the reasons I have provided demonstrate the considered way in which the Government have approached this issue. Moreover, I have tried to be as clear as possible, particularly in response to the noble Lord, Lord Thurlow, that the policies announced at the last Budget and legislated for in the Bill are the start of the Government’s work to reform the system. I understand, from the points made by noble Lords across the Committee, that it is a complex system, but this is the start of the Government’s work to reform it.