Josh MacAlister

It is a pleasure to serve under your chairship, Ms Lewell. I am grateful to my hon. Friend the Member for Ilford South (Jas Athwal) for securing today’s important debate on student loan repayments. I would like to take a moment to collectively celebrate higher education and the transformational impact it can have for so many young people. We are right now in the peak UCAS application season. Although there are debates in this place about the merits and limitations of the current student finance system, I would not want any of these debates to put off those who have talents that university can accelerate and amplify. I acknowledge the interest shown in this debate on an issue that the Government will be looking at—I want to be clear about that up front. I recognise that many Members wanted to contribute, share personal stories and extend the arguments, but, because of time limits, we have not been able to hear the full breadth of the debate today. However, I doubt this will be the last time that Parliament considers this. The Minister for Skills in the other place, Baroness Smith, and I are alert to the issues. I want to start by establishing some facts about the history of the plan 2 student loan system.