B

Baroness Boycott (CB)

Speaking in the House of Lords on 12 February 2026

Debate

Changing Weather Patterns and Floods

Contribution

I have two questions. One is about new-build housing. As I understand it from the Planning Act, we have not enforced that new-build housing—especially that being built on flood plains, which is happening—must have flood defences. Responsibility for this is being handed back to the homeowner, and it is expensive: look it up online and you will see it is between £3,000 and £20,000. Secondly, I know of many people who are finding insurance either hard to get or increasingly expensive because they are living in homes that are flooded almost annually. Are the Government dealing with this? Are they proposing anything like what happened in California, where the state more or less had to take over the insurance system in areas that regularly get burned?

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