Member

which might restrict the ability of pension schemes to communicate with their members. The Government share the interests of noble Lords in ensuring pension schemes can provide high-quality support to their members. But a formal review as set out in the proposed amendment would not be an effective or timely approach. The Government are acting to improve the support available for pension members, reducing complexity and strengthening support through a combination of the guided retirement provisions in the Bill and the rollout of targeted support. A formal review as proposed by this amendment is not necessary and would duplicate work done across government on pensions communications, so I hope that amendment will not be pressed for those reasons. I beg to move.