Mark Garnier

Mark Garnier

Conservative — Wyre Forest

Speaking in the House of Commons on 15 June 2026

Debate

State Pensioners: Personal Allowance

Contribution

I am sure that the Minister will chunter intelligently at some point. In our 2024 manifesto, the Conservative party proposed the triple lock plus to stop this problem happening. It would have exempted the state pension from income tax, as the threshold would have risen at the same rate as the triple lock. Now it seems that this Government might be considering using our policy, albeit in a slightly cack-handed way. The Government have proposed that basic-rate state pensioners will not have to fill in a tax return, although this seems to be a specific sort of form-filling break for the over-67s rather than an actual hiking of the allowance. However, in a Treasury Committee hearing recently, a director at His Majesty’s Revenue and Customs, Cerys McDonald, stated that the policy would be included in the next Finance Bill. She said: “We will be working with the Treasury and Ministers to bring forward legislation to support the policy intent in the next Finance Bill.” Of course, we welcome the Government effectively taking our policy and exempting those who are on a state pension, but we do not have any detail as to how this plan will work. Pensioners deserve clarity. Perhaps the Minister could confirm today that the proposals to which Cerys McDonald referred will be introduced. It is not just policy that is blighting pensioners. The Sunday Times has highlighted that up to 8.7 million pensioners have been overcharged on their tax bill by an apparently careless taxman. That means that as much as £43.5 million was collected in error last year. I am pleased that HMRC is putting that right and that the fix should be finalised in the summer, but it has been working on this for a year. It is taking far too long. Will the Minister set out what he will do to resolve the situation and confirm to the House when it is fixed? This petition is well-intentioned and it is correct that we are all facing a higher tax burden than ever before. As has been reported, many pensioners are being overcharged on their tax bill. The Government need to get a hold of this situation and do more to reduce the tax burden on pensioners, because, as we have heard from many Members today, they deserve dignity and security in their retirement, but they have been left wanting by this Government. I look forward to hearing from the Minister whether he is willing to raise the tax-free threshold, as identified in this petition, from £12,500 or thereabouts to £25,140, and will then maintain it at 200% of the working person’s tax-free threshold. Will he agree with the petition, or will he rule out that proposal today? Finally, I have been shadowing the Minister for about 18 months now. He is a very decent gentleman and I enjoy shadowing him. I wish him the very best of luck in the upcoming reshuffle after the by-election on Thursday.

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