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Since Second Reading, some noble Lords may have noticed that I have gained a pair of crutches. This is not so much the result of a cyber kneecapping exercise but of a planned intervention by my surgeon. The good news is that the longest that I can stand up to speak is currently 10 minutes, which is nature’s way of stopping me banging on for too long about cyber security. That said, my main focus is on this crucial amendment proposing the creation of an office for cyber resilience, the OCR, a much-needed single competent authority adopting a centralised rather than fragmented approach. Before I get into that, let me provide some perspective from the world of business and, indeed, the consumer on why the centralised approach is absolutely needed.