Janet Daby

Janet Daby

Labour — Lewisham East

Speaking in the House of Commons on 3 February 2026

Debate

Universal Credit (Removal of Two Child Limit) Bill

Contribution

It is a pleasure to follow the hon. Member for Torbay (Steve Darling). I appreciate the Liberal Democrats’ support for lifting the two-child limit. I cannot express enough how delighted I am to speak in this debate, as these changes will make a real tangible difference to the lives of children and families across our country. The cost of living, standards of living and striving to live above the poverty line are a concern, and such a struggle for so many people and families. I campaigned to lift the two-child limit prior to being a Member, and I have done so since becoming a Member. I hear of families with a roof over their head, but no carpet under their feet; a window to look out of, but no thick curtains to keep out the draft. It is miserable when you are cold, poor and uncomfortable, and anything and everything the Government do to make life easier for communities is the right thing to do. I recently spoke to a headteacher at a local school in my constituency that serves one of the most deprived areas. I found out that teachers are using their own money to buy children essential items, such as sanitary products, underwear and tights. Of course, they need to do that because the children need them. We on the Labour Benches are right: we are compassionate about children, compared with Members opposite. I love and applaud the teachers and the school for their kindness and for the discreet way in which they help children. I applaud all schools that do this for children, but children should not be in that situation in the first place. In Lewisham, we have a shop called the Bank of Things, where secondary school children can receive free essential items such as toiletry products, pens, paper and even school uniform. At the heart of this issue, I know parents wish to provide for children, but some just do not have the means to do so. In fact, in my constituency, 65% of children living in poverty have at least one parent in work, so this is absolutely not about parents who do not want to work. It is why the broader child poverty strategy is so vital. Increases to the national living wage, strengthening workers’ rights through the Employment Rights Act 2025, expanded free childcare for working parents, reducing the cost of school uniforms, and building more council homes—these measures and more work together to ensure that work pays, and that parents and carers can provide for their families with dignity. Teachers and school staff are also purchasing lunch for children whose parents cannot afford it, not because they want to but because the free school meals system put in place by this Government, including to all those on universal credit, still leaves some families behind. This Government’s fair repayment rate policy also supports households with debts, by reducing the maximum amount that can be deducted from universal credit from 25% to 15%. The previous Conservative Government were despicable in their actions and what they launched at children. The two-child limit cap and universal credit payment deductions at 25% were wrong. The Joseph Rowntree Foundation has said that, as well removing the two-child limit cap, a protected minimum floor to universal credit is also needed. That will reverse declining living standards for families with children and get children out of poverty.

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