Member

There should have to be quite a high likelihood that members and others will be better off after changes. I am very sceptical about providers being able to make unilateral changes; there needs to have some evidence behind that. My amendment uses the phrase “there is evidence”, which does not mean that you have to have 100% evidence on one side of it, but it cannot just be a matter of convenience—a matter that it is easier for the providers—and therefore it is bound to be easier for the members and the scheme as a whole. That is quite simple and it needs investigating. I hope that, if the best interests test is to stay there, the Government will ensure that a high standard has to be passed, not one that is a minority standard.