Contribution
It is a pleasure to serve under your chairmanship, Dr Murrison. I warmly welcome the Minister to her post. I had meetings with most of her predecessors. I do not need to keep having meetings; I just hope that she takes up the points we have raised.
I congratulate the hon. Member for Surrey Heath (Dr Pinkerton) on laying out the issues so clearly—as a result, I have cut my speech in half. Sadly, it is a bit like “Groundhog Day”: we have all raised these issues before. The peroration of the right hon. Member for Islington North (Jeremy Corbyn) summarised the complexity that the Minister and the Government have to grapple with. It is not just the Government who are part of this challenge, but they have to be part of the solution.
I will not name any of the developments that I am talking about, because my residents are very concerned about being blighted. There have been some improvements. The Building Safety Regulator is getting better and the delays have reduced, but as well as dealing with historical issues, it has to work with new developments. Hackney council has a good track record of building council housing, but some of it has been delayed by the Building Safety Regulator. I understand that the delays have now reduced substantially, but I hope the Minister will look closely at that issue in her new role to make sure the Building Safety Regulator is working as efficiently as possible.
Skills remain a big issue, and there has been a woeful lack of activity. Some of us were here in 2018 talking about training fire safety engineers. It takes three years to train them, and if anyone had done that then, we would be in a much better place now.
I also wish to mention mortgageability. As recently as 3 September, I had a letter from Baroness Blake of Leeds, repeating what I have had from Ministers of different parties over time: that there are 10 mortgage companies that will lend on property with dangerous cladding. I point that out to constituents and keep referring them to the 10 companies, but there is always a reason why it cannot happen. Those companies obviously have criteria that are often not met. If the Government are routinely sending out that sort of information, it needs to be absolutely accurate.
Insurance is a huge and ongoing problem. For two developments in my constituency, only one insurer took part in the insurance tender process—insurers are just pulling out. The Treasury Committee is keen to look at that issue, but there is a real role for the Government to play. I spoke to the Minister’s predecessors in the previous Government, but this nut has not yet been cracked. I think I speak for every Member in this Chamber when I say that we would be happy to put our weight and effort behind it to help the Minister tackle the issues with insurance companies. We cannot have properties that are effectively uninsurable and bankrupting our residents. As the right hon. Member for Islington North said, people are going into debt to pay their insurance premiums, and that is before they have a claim to make.
The lack of skilled contractors was first raised back in 2020 in a Public Accounts Committee report, when I was Chair of that Committee. We asked for work to be done, but nothing has happened.
The hon. Member for Surrey Heath spoke about tolerability. I have a very expert constituent who came to my advice surgery this summer. I am very happy to introduce the Minister to him. He has written to me and the Department a number of times, and we have had a number of exchanges about the changes in British standards since Grenfell, and specifically about building materials. Instead of having set standards, fire safety is now done on measures of tolerability. He says that there is now a scale of standards, depending on the individual who does the fire safety assessment. That is why, after the Adam Kiziak affair, in which a number of EWS1—external wall system fire review—forms were forged, other people qualified to do the EWS1 certificates came to different conclusions. Two buildings in Hackney that were tolerable were then said to have issues that require remediation.
My constituent said that insurance has become so expensive because the insurers are not certain about the standards, which will no doubt have an impact on mortgage lenders, too. The issue needs to be resolved. I say with respect to the Minister that the solution must be much more fundamental than the Government getting people in, banging heads together and saying, “Sort it out.” This is fundamental to why Grenfell happened in the first place. It was the biggest public safety failure in several generations.
The Department’s permanent secretary at the time spoke to several of her predecessors to find out who could have seen it coming. Changes happened here, there and everywhere, and no one saw what the cumulative impact would be on Grenfell—obviously, there were also other shocking aspects of the Grenfell situation. This is an opportunity for the Minister, who is a very capable woman—we are all delighted to see her in her post—to tackle this issue once and for all. It may not help our residents immediately, but it has to work for the future.
I have several simple asks. Will the Minister get working on the mortgage lender issue and make sure that we are sending out accurate information? Will she work with mortgage lenders not just to get them to sign up to a list saying that they support lending but to be really clear about the criteria that will allow them to lend? Will she look again at insurance and skills, and will she please tackle the issue of tolerability?