Dame Meg Hillier

On that point, one of the issues is document retention. Firms do not necessarily keep information, so the process can rely on the consumer keeping it. Even if they can get redress from a firm, they ma

There we go: a stretch target for the Chancellor to sign up every civil servant in his Department to a credit union. I am sure that he is listening closely to that suggestion. I do not want to segue t

My hon. Friend raises an important point, because there are many excluded groups. There is an important challenge here, too. I am proud to be the Member of Parliament for Hackney South and Shoreditch,

I agree with my hon. Friend, who is also a member of the Treasury Committee and a constituency neighbour of mine in London. We are not suggesting for a moment that the Treasury Committee starts rollin

I agree with both the Chancellor and the shadow Economic Secretary, the hon. Member for Wyre Forest (Mark Garnier) that the financial services sector has an important part to play in our economy. As t

I am interested in the hon. Gentleman’s thoughtful comments and the research he is quoting, but he is now talking about removing ringfencing completely. Can he explain to the House how that would miti