Member

Although dashboards and small pot consolidation are complementary, the successful delivery of small pot consolidation does not depend on dashboards. The Bill sets strict requirements for clear, effective communications to members about the process and options, with safeguards such as the ability to opt out. It gives powers to schemes to improve member data quality and require employers to provide updated employee information to pension schemes, enabling them to communicate effectively with their members. These measures mean individuals do not need dashboards to understand changes to deferred small pots, so one should not be contingent on the other.