Member

E-bikes, which are defined as “electrically assisted pedal cycles” according to the Motor Insurers’ Bureau, are legal when they meet regulatory defined limits on power and speed. However, as we know, many e-bikes currently in use fail to meet these requirements and are capable of very high speeds. They are illegal for road use and yet are widely available for purchase. Because illegal e-scooters and non-compliant e-bikes are classified as motor vehicles, the Motor Insurers’ Bureau is required to compensate victims of collisions involving their use. These costs are met through a levy on motor insurers: ultimately on all of us who drive, the motor insurance premium-paying members of the public. The FCA’s latest Motor Insurance Claims Analysis found that the increased use of e-scooters and e-bikes is