Member

Amendment 100 was tabled by the noble Baroness, Lady McIntosh of Pickering. I nearly referred to her as my noble friend, as she is so courteous and beguiling. I understand the noble Baroness’s concerns around insurance. The Government recognise that it is important that this complex issue is addressed with careful thought and consideration, which we will do before implementing the licensing framework via regulations. Schedule 5 creates the power to set mandatory licence conditions in regulations, which could include insurance requirements. However, as she observes, insurance is commercially and legally complex and, given its importance, we must consult in depth to strike the right balance of responsibilities between operators and users.