Lord Willetts (Con)

My Lords, I congratulate my noble friend Lord Evans on his excellent introduction to this debate, full of relevant facts and analysis. Indeed, we at the Resolution Foundation—I declare an interest as

My Lords, I congratulate the noble Lord, Lord Hobby, and my noble friend Lord Blackwater on their excellent maiden speeches. My noble friend has a deep knowledge of English culture and English history

The noble Baroness, Lady Bennett, referred in her powerful speech to what she called the “revulsion” against the use of animals in medical experiments. That is why there has been a long-term strategy,

In the light of what the Minister has said, I am even more struck by the significance of Amendment 170. Given that there is going to be this change in the regulatory regime in terms of the FCA, I do t

My Lords, I want briefly to enter this discussion to identify another group not captured in the neat divide of employers and scheme members. When there is £160 billion knocking around, people tend to

I have one question following the Minister’s very helpful explanation. I was involved in the internal government discussion leading up to the 2013 legislation, and at the back of our minds was the who