Lord Davies of Gower (Con)

My Lords, I thank the noble Lord, Lord Clement-Jones, for tabling this amendment. I know that the creation of a specific identity offence has been a long-standing concern of his, so I appreciate the opportunity to contribute to this debate. I tentatively support the principle behind his amendment, although this issue is deserving of more scrutiny and thought than we are perhaps able to give it as an amendment in Committee. I recognise the impetus for this amendment. Identity theft has long been the primary means by which criminals commit fraud; and, with a booming online world exacerbated by the introduction of artificial intelligence, digital identity theft is fast becoming a serious issue. CIFAS, the leading non-profit fraud prevention service, has documented the rise in identity theft. Last year, as we have heard from my noble friend Lord Blencathra, over 420,000 fraud cases were filed to the national fraud database, a 13% increase on the previous year. The main driver of this increase was identity fraud, with 250,000 filings, representing a 5% annual increase. CIFAS cites online fraud as a primary cause of this increase; AI and generative technologies enable criminals to exploit people at speed and scale. Documents and identity cards are being forged at a more sophisticated level than before, with many now able to pass verification checks. Targets are often the elderly, as criminals target the least technologically capable and therefore most vulnerable victims.