Lord Katz (Lab)

The road safety strategy review is being undertaken by the DfT, so it is a little outside my bailiwick to speak on it. There may well be lots of provisions in the strategy—this is more my speculation than anything else—that do not require primary or secondary legislation. The strategy will be out soon, and we are about halfway through Committee. My noble friend’s amendment on confiscation of uninsured vehicles was supported by the noble Lord, Lord Ashcombe, who spoke with considerable knowledge of the insurance industry and the costs of free riding in car insurance and those who do not act responsibly. As I have indicated, the police already have powers under Section 165A of the Road Traffic Act 1988 to seize vehicles that are driven without insurance. This amendment goes further by making confiscation automatic and permanent after 28 days. Under the existing regulations, the process for reclaiming a seized vehicle is clear and time-bound. Once the vehicle is seized, the registered keeper or driver has seven working days to reclaim it by paying all recovery and storage charges and providing proof of valid insurance. This ensures that enforcement is firm but fair, giving owners a reasonable opportunity to comply. If the vehicle is not reclaimed within the seven-day period, the police may proceed to dispose of it. Disposal can mean sale, destruction or other lawful means after issuing a formal notice of intent. This step ensures transparency, and due process for ownership is effectively transferred. These provisions strike an appropriate balance between enforcement, cost, recovery, and fairness to vehicle owners. Having said that, my noble friend has indicated that her underlying point is about the inadequacy of the sanctions for driving without insurance, which the noble Lord, Lord Ashcombe, was discussing as well. My noble friend has pointed to the fact that at £300, the maximum fixed penalty notice for this offence is about half the cost of average annual car insurance. As I have said, we will soon be publishing a new road safety strategy. At the risk of sounding like a broken record, this will, among other things, set out our proposals for changes to motoring offences. I invite my noble friend to study the strategy and accompanying consultation documents once they are published.