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All this content is behind a paywall, so you cannot access it unless you pay. Content creators charge their fans—a euphemism for sex buyers—to watch videos. They can add extra fees for bespoke content, merchandise and personalised chats. OnlyFans makes its money by taking a 20% cut of creators’ earnings. It also offers a referral programme whereby content creators who bring other creators to the platform get a 5% cut of the referred creators’ earnings for 12 months.