M
Member
Speaking in the House of Lords on 8 December 2025
Debate
Occupational Pension Schemes (Collective Money Purchase Schemes) (Extension to Unconnected Multiple Employer Schemes and Miscellaneous Provisions) Regulations 2025Contribution
A second area of concern is the wider vision for CDC expansion. What in practice do the Government envisage? Do Ministers anticipate a small number of large CDC master trusts or a competitive market of many providers? What scale is needed for a sustainable multi-employer CDC model? If the Government do not yet know, should more modelling not be undertaken before regular regulations are drafted? The scale and structure of the market will directly influence investment decisions and flows, regulatory design, government requirements and downstream financial stability risks.
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