Emma Hardy

That is very exciting. I was offered beer by my hon. Friend the Member for Stockport (Navendu Mishra), so perhaps I can come for a visit on the way. The issue of forecasting was raised. We have improved our flood warning and informing system, with a new system going live on, I think, 21 October. The maps allow people to zoom down for more detailed information. Constant work is going on to make our forecasting more accurate. I encourage all hon. Members to talk to the specialists at the Met Office about how they do this work. It is more art than science, because they have to look at different predictions. If there are heavy downpours concentrated in one area, as we had last year, it becomes difficult to judge exactly, but they are continually working to improve the forecasts. Our flood forecasting in this country is some of the best and most accurate in the world, but there is always more that we can do. Many hon. Members raised the issue of insurance. We had an insurance roundtable. As I have explained before, the floods resilience taskforce is a huge group of people who meet together, before creating action groups that go away and focus on particular issues. We have just had an action group to look into insurance—who is getting it, who is not getting it, how affordable it is and what information is out there. There is also the flood insurance directory, which I am happy to circulate among Members; it allows people to find something that is affordable. I have been pushing insurance companies to offer the Build Back Better scheme, which gives people an extra £10,000 to make their properties more flood-resilient, to as many as possible. Greater Manchester combined authority is doing great work, taking a combined look at how we tackle flooding: it is one of the best examples of that holistic working around the country. The authority sits on the floods resilience taskforce to offer advice. I thank all hon. Members for their contributions. It was lovely to visit Leigh and Atherton and talk to people there. I have met the hon. Member for Glastonbury and Somerton (Sarah Dyke) to discuss watercourse maintenance, and I stand by my promise to visit next year. On insurance—I apologise if everyone knows this—I want to flag something about how Flood Re works. It puts a levy on everybody else who pays insurance, so every time someone asks that the scheme be increased or widened, or that more people benefit from it, I want to sound a note of caution, because that would result in people who are not at risk paying more for their insurance. That is how it works: it is a levy system. It would be wonderful to have lots more money for everything, but I hope that everyone who is asking me for extra money will support our Budget next week. Finally, let me thank my hon. Friend the Member for Warrington South for securing this debate on the incredibly important issue of flood risk and defence. We should all encourage our constituents to sign up for flood alerts and warnings, have a flood plan and know what to do if there is a flood emergency. A pack has gone out to every Member of Parliament and was circulated again just last week with a “Dear colleague” letter. Will Members please use that information and share it as much as possible, so we can ensure that everybody is prepared for the winter ahead?