Andrew George

Andrew George

Liberal Democrat — St Ives

Speaking in the House of Commons on 19 March 2026

Debate

Banking Services: Accessibility

Contribution

I do not wish to reopen the debate. I have no summed up a debate before so I was uncertain about the procedure; thank you, Mr Western, for your advice. I will not accept any further interventions and will bring my remarks to a close as soon as I can. The hon. Member for Cumbernauld and Kirkintilloch (Katrina Murray) made a telling contribution talking about the impact the situation is having on customers seeking support from banks. Very often, the banks have designed centralised systems for the convenience of the banks themselves, rather than for the customers. They seem to be retreating behind the digital and electronic walls of the bank, and not making themselves available to offer advice to people who really want to be able to eyeball people and see them face to face to get those services. Fundamentally, my hon. Friend the Member for Brecon, Radnor and Cwm Tawe (David Chadwick) illustrated how what is going on epitomises the widening inequality in this country. A chief executive of a bank runs off with £17 million. The big banks are creaming it on the back of the massive tax advantage that they have in these circumstances. On the other hand, the poorest in our society have been pushed out from these banks, and it has been made significantly more difficult for them to get access to banking services and support. The issue epitomises the widening inequality in society and people’s digital exclusion. That is why I hope that a Labour Government, working with Liberal Democrats who share the same values, would address these issues, and not simply allow the banks to get away with what I consider to be blue murder. I am grateful to the Minister, and I hope that the conversation can continue. Question put and agreed to. Resolved, That this House has considered the accessibility of banking services.

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