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The Earl of Kinnoull (CB)

Speaking in the House of Lords on 19 March 2026

Debate

Flood Detection and Prevention: Technological Assistance

Contribution

My Lords, no matter how good one is at detection and prevention, there will always be floods. That is why it is important to have insurance. The Flood Re scheme, which was generated some years ago and was time-limited, applies only to buildings that were built before 1 January 2009 and only to residential buildings, so anything that has a micro-business in it is not insurable. As so much time has moved on, and as it is important to support micro-businesses in flood-plain areas, does the Minister agree that it is time to look again at Flood Re to see whether the eligibility criteria could be expanded?

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