Stop umbrella companies passing employer costs to contractors!

Background

Change the law so umbrella companies can no longer pass employer costs—like National Insurance and pension contributions—onto contractors. These costs should be paid on top of the contractor’s agreed rate, not taken from it.

Additional details

Contractors using umbrella companies are being misled into believing they are employees, but receive none of the benefits—no real pension contributions, no employer NI, no protections—yet still fund all the employer’s costs from their own rate. This practice is unfair, opaque, and exploitative. The law must change to protect workers.