Written Question·Treasury·UIN 93903

Banks: Credit

Tabled: 24 November 2025
Answered: 1 December 2025

Question

Irene Campbell

LabourNorth Ayrshire and Arran

To ask the Chancellor of the Exchequer, what steps she will take to ensure banks provide access to affordable credit to people who are financially excluded.

Answer

Lucy Rigby
The Government recognises that, when provided responsibly, credit can play an important role in helping people manage unexpected expenses and smooth their cash flow. Access to suitable, affordable credit products can support people’s financial resilience ...

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