Written Question·Treasury·UIN 105805

Credit

Tabled: 14 January 2026
Answered: 21 January 2026

Question

Mohammad Yasin

LabourBedford

To ask the Chancellor of the Exchequer, what steps she is taking to improve public awareness of and regulate high-cost credit.

Answer

Lucy Rigby
Lenders offering high-cost credit are regulated by the Financial Conduct Authority (FCA). This oversight ensures that lending practices are fair and that consumers are protected. In 2013 the Government placed a duty on the FCA to implement a price cap for...

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