Written Question·Treasury·UIN 64757

Credit: Interest Rates

Tabled: 3 July 2025
Answered: 9 July 2025

Question

Wendy Morton

Conservative — Aldridge-Brownhills

To ask the Chancellor of the Exchequer, what steps she is taking to reduce the number of households relying on high-cost credit to meet living expenses.

Answer

Emma Reynolds
The Financial Conduct Authority (FCA) is responsible for regulating the consumer credit sector. The FCA requires firms to carry out an assessment of the creditworthiness of a prospective borrower before entering into a regulated credit agreement with them...
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