Written Question·Treasury·UIN 25760

Credit Reference Agencies

Tabled: 22 January 2025
Answered: 28 January 2025

Question

Nick Timothy

Conservative — West Suffolk

To ask the Chancellor of the Exchequer, if she will take steps to simplify the process for requesting a credit freeze from consumer credit reporting companies.

Answer

Emma Reynolds
The Financial Conduct Authority (FCA) recently conducted a study on the credit information market — the Credit Information Market Study — to understand how this market operates and assess whether it is working effectively for consumers and lenders. In Dec...
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