Written Question·Treasury·UIN 118902

Credit: Regulation

Tabled: 9 March 2026
Answered: 16 March 2026

Question

Paul Holmes

ConservativeHamble Valley

To ask the Chancellor of the Exchequer, whether she plans to review the legal age at which an individual may enter into consumer credit and legally binding contracts.

Answer

Lucy Rigby
Capacity to contract is a core principle in British contract law and is designed to protect people who lack the necessary capacity to enter into a binding agreement. Most adults, typically those who are aged 18 and over, are presumed to possess contractua...

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