Written Question·Treasury·UIN 90110

Credit Unions

Tabled: 12 November 2025
Answered: 18 November 2025
Named Day

Question

Gareth Thomas

Labour (Co-op)Harrow West

To ask the Chancellor of the Exchequer, if she will ask the Prudential Regulation Authority to ease the rules on credit unions being able to lend to other credit unions.

Answer

Lucy Rigby
According to Section 11 of the Credit Unions Act 1979, credit unions are able to lend to other credit unions. Credit unions are regulated by the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA) in a way that ensures the stab...

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