Written Question·Treasury·UIN 108271

Debt Respite Scheme

Tabled: 26 January 2026
Answered: 3 February 2026

Question

Mr Tanmanjeet Singh Dhesi

LabourSlough

To ask the Chancellor of the Exchequer, what recent steps she has taken to ensure local councils adhere to creditors' responsibilities when debtors are under a Debt Respite (Breathing Space) period.

Answer

Lucy Rigby
The Breathing Space Scheme was launched in May 2021 to give those in problem debt the space to engage with professional debt advice by providing a temporary relief from creditor enforcement action. The scheme guidance for creditors sets out their responsi...

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