Written Question·Treasury·UIN 16350

Debt Respite Scheme

Tabled: 6 July 2026
Answered: 13 July 2026

Question

Mr Joshua Reynolds

Liberal DemocratMaidenhead

To ask the Chancellor of the Exchequer, what assessment she has made of the safeguards within the Debt Respite Scheme (Breathing Space) available to creditors, including private landlords, whose debts are subject to a moratorium.

Answer

Rachel Blake
The Breathing Space Scheme was established to support those in problem debt engage with professional debt advice, or to receive crisis treatment for a mental health condition, by providing temporary protections from creditor enforcement action. The Govern...

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