Written Question·Treasury·UIN 96326
Debt Respite Scheme: Fraud
Tabled: 2 December 2025
Answered: 10 December 2025
Question
Rebecca Paul
Conservative — Reigate
To ask the Chancellor of the Exchequer, what guidance her Department provides to police forces in England regarding the handling of cases where there has been an alleged abuse or fraudulent use of the Breathing Space scheme.
Answer
Lucy RigbyThe Breathing Space Scheme gives debtors the space to engage with professional debt advice, or to receive crisis treatment for a mental health condition. A standard breathing space provides people in problem debt with protections from creditor enforcement...
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