Written Question·Treasury·UIN 108066

Energy: Billing

Tabled: 23 January 2026

Answered: 28 January 2026

Named Day

Question

Samantha Niblett

To ask the Chancellor of the Exchequer, what assessment she has made of the potential impact of adding a default notice to customers' credit files before the resolution of their payment disputes with energy providers on their credit rating.

Answer

Lucy Rigby

The Government recognises that information relating to arrears, such as a default notice, can have an adverse impact on an individual’s credit file. While the decision to report arrears information about an energy account to a credit reference agency is u...

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