Written Question·Ministry of Housing, Communities and Local Government·UIN 28103

Flats: Fire Prevention

Tabled: 3 February 2025
Answered: 11 February 2025

Question

Daisy Cooper

Liberal DemocratSt Albans

To ask the Secretary of State for Housing, Communities and Local Government, whether she has had recent discussions with (a) mortgage lenders and (b) insurers on their approach to (i) mortgages and (ii) building insurance policies relating to buildings th

Answer

Alex Norris
EWS1s are not a legal or regulatory requirement. They are a mortgage valuation tool and the use of EWS1s is a commercial decision by industry.The Department engages regularly with the mortgage lending and insurance industries. Officials are working closel...

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