Written Question·Department for Environment, Food and Rural Affairs·UIN 95322

Floods: Home Insurance

Tabled: 27 November 2025
Answered: 3 December 2025

Question

Charlie Maynard

Liberal DemocratWitney

To ask the Secretary of State for Environment, Food and Rural Affairs, what information her Department holds on the reasons for households not obtaining insurance for flooding in spite of being eligible for the Flood Re scheme; and if she will call on Flo

Answer

Emma Hardy
Flood Re is a joint Government-industry scheme enabling high flood risk households to access affordable insurance. Since launch, Flood Re has supported more than 650,000 households, with 346,000 policies ceded to them in 2024/25. Prior to Flood Re’s ince...

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