Written Question·Department for Environment, Food and Rural Affairs·UIN 103043

Floods: Home Insurance

Tabled: 5 January 2026

Answered: 13 January 2026

Question

Victoria Collins

Liberal Democrat — Harpenden and Berkhamsted

To ask the Secretary of State for Environment, Food and Rural Affairs, what assessment she has made of the potential implications for her policies of trends in the number of household insurance policies ceded to the Flood Re scheme; and what safeguards ar

Answer

Emma Hardy

Flood Re monitors exposure trends closely, including the volume and characteristics of policies ceded to the scheme. Officials routinely meet Flood Re to discuss these topics. Minister Hardy also engaged industry leaders at an insurance roundtable last ye...

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