Written Question·Department for Environment, Food and Rural Affairs·UIN 15504

Floods: Home Insurance

Tabled: 2 July 2026

Answered: 8 July 2026

Named Day

Question

Mr Andrew Snowden

To ask the Secretary of State for Environment, Food and Rural Affairs, pursuant to the oral statement 'Flood Insurance: Reform of Flood Re' of 1 July 2026, what assessment she has made of the impact of the reforms on the affordability of household flood i

Answer

Emma Hardy

On 1 July 2026 this Government announced reforms to ensure Flood Re remains fair, sustainable and focused on supporting the lower and average-income households who need it most. Without reform, rising claims and reinsurance costs would place increasing pr...

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