Written Question·Department for Environment, Food and Rural Affairs·UIN 15505

Floods: Home Insurance

Tabled: 2 July 2026
Answered: 8 July 2026

Question

Mr Andrew Snowden

ConservativeFylde

To ask the Secretary of State for Environment, Food and Rural Affairs, what estimate he has made of the number of households that will experience a reduction in insurance premiums under the revised Flood Re premium model.

Answer

Emma Hardy
On 1 July 2026 this Government announced reforms to ensure Flood Re remains fair, sustainable and focused on supporting the lower and average-income households who need it most. Without reform, rising claims and reinsurance costs would place increasing pr...

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