Written Question·Department for Environment, Food and Rural Affairs·UIN 15506

Floods: Home Insurance

Tabled: 2 July 2026
Answered: 8 July 2026

Question

Mr Andrew Snowden

ConservativeFylde

To ask the Secretary of State for Environment, Food and Rural Affairs, whether she expects insurers to pass on the full reduction in Flood Re contents-only premiums to consumers.

Answer

Emma Hardy
On 1 July 2026 this Government announced reforms to ensure Flood Re remains fair, sustainable and focused on supporting the lower and average-income households who need it most. Without reform, rising claims and reinsurance costs would place increasing pr...

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