Written Question·Department for Environment, Food and Rural Affairs·UIN 86080

Floods: Housing

Tabled: 28 October 2025

Answered: 3 November 2025

Question

Victoria Collins

Liberal Democrat — Harpenden and Berkhamsted

To ask the Secretary of State for Environment, Food and Rural Affairs, how many and what proportion of properties ceded to the Flood Re scheme since 2023 are not classified as at risk of flooding under Environment Agency flood maps; and what steps she is

Answer

Emma Hardy

The Flood Re scheme is funded by the insurance industry via a compulsory levy which currently stands at £160 million per annum. Insurers chose which properties at flood risk to cede to the scheme. Premiums are set by Flood Re that aims to ensure only poli...

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