Written Question·Department for Environment, Food and Rural Affairs·UIN 72998

Floods: Insurance

Tabled: 29 August 2025
Answered: 8 September 2025

Question

Mr Andrew Snowden

Conservative — Fylde

To ask the Secretary of State for Environment, Food and Rural Affairs, if he will consider requiring insurers participating in the Flood Re scheme to include surface water flooding coverage as standard.

Answer

Emma Hardy
The Flood Reinsurance (Scheme Funding and Administration) Regulations 2015 define a “flood” as “water, from any source external to a building, which enters a building…at or below ground level, or above ground level, provided that part of the body of such ...
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