Written Question·Department for Environment, Food and Rural Affairs·UIN 80281

Floods: Insurance

Tabled: 10 October 2025
Answered: 20 October 2025

Question

Chris Coghlan

Liberal DemocratDorking and Horley

To ask the Secretary of State for Environment, Food and Rural Affairs, with reference to the Environment Agency's document entitled National assessment of flood and coastal erosion risk in England 2024, updated on 22 January 2025, what assessment she has

Answer

Emma Hardy
Insurers consider a range of factors in setting premiums for insurance policies that include cover against flooding. This will include factors such as previous claims history, as well as future risk of flooding. Insurance companies may use Environment Age...

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