Written Question·Department for Environment, Food and Rural Affairs·UIN 86826

Floods: Insurance

Tabled: 30 October 2025

Answered: 4 November 2025

Named Day

Question

Joe Morris

To ask the Secretary of State for Environment, Food and Rural Affairs, what steps her Department is taking to help reduce the cost of insurance premiums for homes at high risk of flooding in (a) Hexham constituency, (b) Northumberland, (c) Newcastle, (d)

Answer

Emma Hardy

Flood Re is a joint Government and industry flood reinsurance scheme established specifically to help UK households at high risk of flooding to access affordable insurance through their insurance provider. In 2024/25, Flood Re provided cover for over 346,...

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